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Can I Get A Debt Consolidation Loan With Bad Credit?

I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc
I have student loans, but I would like to consolidate them separatley and not through another loan.
Also, I have an auto loan, would the loan be able to cover that as well?
Please, real answers, and no opinions/judgements.
Thank You.

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2 Responses to “Can I Get A Debt Consolidation Loan With Bad Credit?”

  1. milleniu Says:
    September 11th, 2009 at 7:31 pm

    You probably could however the interest rate may be high. I would start with your own bank as they know you the best. I work as a customer service agent with GMAC where I deal with people asking about refinancing all the time and I refer them to their own bank or credit union. They might be able to work out a deal because you have a “professional/personal” relationship with them.

  2. darwin Says:
    September 11th, 2009 at 7:31 pm

    Practically any type of loan can be wrapped into the debt consolidation process. Common types include finance charges, late fees and overdraft charges, credit cards, personal loans, utility bills, medical bills, car loans, store cards, gas cards and back taxes. A debt consolidation loan