5 Responses to “Can My Wife Get A Debt Consolidation Loan And Put Both Of Our Debt On It???”

1. Carolina Says:
   January 15th, 2010 at 7:33 pm

   depends on what type of ‘loan’.
   either way she would need to qualify with her income, credit to repay back the loan.
   there are many ways in fixing your credit for free.
   i suggest you start disputing those erroneous items to facilitate the loan process. if it’s a mortgage the lender might require your name to be on the mortgage.

2. thomas Says:
   January 15th, 2010 at 7:33 pm

   If your credit is horrible, consider bankruptcy. Everything you read will say not to, by the consolidators. They want you to pay them.
   If your credit is already ruined for several years, you could consider this option, and can start rebuilding your credit right away. It takes a while to get it raised, but what have you lost?
   Don’t spend every last dime you have paying off credit cards. Listen to Suzy Orman, and other financial experts. They say the same thing.
   Just a thought.

3. Wordpress Autoblog Software Says:
   January 15th, 2010 at 7:33 pm

   Debt consolidation is an option, and you should look into it. Just be careful about WHAT you’re getting into. Some plans, because of their higher APR rates get you into more trouble than you were.
   Also, some lenders look poorly upon it later on. Some institutions believe that it really is a black mark. It will depend upon the types of deals that your particular company or lender work out, and of course, your own individual circumstance. For some with absolutely NO way out, debt consolidation is a welcome option.
   Take a good hard look at all the options and plans offered, and don’t let a single company pressure you into something you just can’t do. Make sure that you’re comfortable with the plan offered before you commit to it.
   In any case, it doesn’t hurt to investigate debt consolidation as an option. It doesn’t cost you anything to find out more information about it.
   If you want a place to start your investigating, there’s information and listings for debt consolidation providers on the page listed below. You’ll probably find something of use there:http://axalda.info/debt-consolidation.ht…

4. The Secret Course Says:
   January 15th, 2010 at 7:33 pm

   depends on what type of loan. I found interesting information about your answer & the best options here. Goodhttp://all-debt-consolidation-loan.blogs… luck!

5. Rony Says:
   January 15th, 2010 at 7:33 pm

   Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan.http://debt-trap.com/category/Debt-Conso…

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