How Long Does A Debt Consolidation Loan Stay On Your Credit Report After You Have Paid It Off?
Accounts will still show on your credit reports for about 5-7 years but will reflect paid in full with no balance due. Once you are done with the program you should take help of a credit repair firm such as http://www.lexingtonlaw.com
they will help with speeding up the process of getting these accounts deleted off of your profile.
February 20th, 2010 at 8:22 pm
5-7 years depending on how long the creditor keeps reporting it. If it is a good tradeline with no lates you shouldn’t worry about it. If you had late payments during the life of the loan count on it being there for 7 years.