Accounts will still show on your credit reports for about 5-7 years but will reflect paid in full with no balance due. Once you are done with the program you should take help of a credit repair firm such as http://www.lexingtonlaw.com
they will help with speeding up the process of getting these accounts deleted off of your profile.

I have heard that this is not a good thing, or that lenders do not like to see this. I am sure it does not impact my score though. Someone please set the record straight.

I am in need of a consolidation loan for $15000.00, needed ASAP.

My husband and I want to pay off some credit card debt; which is the better option?

I have a very poor credit rating. I want to get a loan to consolidate all my bills. Does anyone know of a loan company that they have dealt with that may loan to me? Thank you…

I have over $88K in credit cards. I went to debt consolidation program and my FICO score went high. My only problem, payment based on 5 years so my monthly payment so high. Do anyone know if someone can do debt conolidation but payments will be for 10 years? I don’t have any equity in my home to refinance

$40,000 in debt with 4 credit cards, I have great credit and pay on time. Recently cc’s raised interest from 7.9 to 23% because they said too, much debt ratio. If I use consolidation will that affect credit and do they charge and are they just doing what I could do (like search for other credit cards with lower rates?)

The creditors were all given letters saying to work with this firm and I’m paying them monthly to work toward my debt. But I received this summons anyways. Can they still garnish my wages over and above what I am paying the consolidation company? I have no wiggle room in my budget.

What is debt education?
Do Debt consolidation program offer it?