I have tryed debt consolidation places but I need to loan to be able to do it all because they dont cover some of my debt.

I want my credit to still stay above average, but I cant afford to pay $1,000 monthly payments to get rid of the balance fast, should I get a personal debt consolidation loan for 36 months instead?

What amount of debt qualifies for consolidation ? Also as stated, what if you have no home or assets?

I’m seriously considering working w/ a debt consolidation company, and just wanted a rough idea of how much ppl have paid or are paying… and how long it took you to get out of debt?? any answers are helpful!

Also, can a revolving line of credit (it’s also a atm card) be included in a debt consolidation? And can I choose to leave out a loan or specific credit card where I have 0%?

I would like to consolidate my debt and have seen information on debt consolidation loans. I do not own a home but am interested in consolidating my debt. What options do I have?

How can debt consolidation affect my credit history/profile? How will it affect my credit score now? What if I want to buy a house within the next 2 years?