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Posts Tagged ‘personal finance’

Consolidate College Loans – Fixed Rate vs Fluctuating Interest Rate Loans

Thursday, November 26th, 2009

It does pay to consolidate college loans as doing so will help you save up to sixty percent on the total cost of your existing loans. This is good news, especially as many college students are currently paying more than eight percent by way of interest on their college loans. By going ahead and consolidating your college loan you will be able to half your monthly payments and also get to take advantage of lower rates of interest.

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Direct Student Loan Consolidation – What You Need to Know

Thursday, November 19th, 2009

Having the best education possible is very important for all young people. But today it can be very costly as prices rise every single year. To be able to cover the costs most students will take out a student loan, but upon graduation it can be difficult to be able to keep up with the repayments on this debt. For this reason it is now possible to acquire direct student loan consolidation.

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40% Of Homes Did Not Need To Go To Foreclosure

Monday, September 14th, 2009

It has become lucid that the term “U.S. Housing Crisis” and nothing less than just that. It’s not some overblown publicity stunt to scare the U.S public and give government a chance to play batman for some Great Cause which has emerged from the eruption. No this is not a hoax, not an over exaggeration, this is a truly horrific time in U.S which has not completely unfolded. If you are one of the population struggling, you are not alone. The numbers are disgraceful.

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Avoid Foreclosure By Mortgage Modification

Sunday, September 13th, 2009

Its really terrible the way that the national media has so negatively portrayed the Loan Modification process due to the actions of some very sad and Scamming individuals.

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The Three Hidden Traps of Getting a Debt Reduction Loan (and How You Can Avoid Them)

Sunday, September 13th, 2009

If you have a lot of debt, you’ve probably gotten several phone calls from telemarketers who offer to give you a debt reduction loan. On the surface, these loans sound great. You’d have to be crazy to not want to turn lots of small debts into one loan with a low interest rate, right?

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Get Your Lender to Say YES!

Wednesday, September 9th, 2009

Most people realize that having good credit scores is vital for getting a mortgage loan approved, but this is not everything that the lender takes into consideration. There are several key factors that a mortgage lender looks at when determining whether or not to approve a loan and only part of this information is contained in a credit report. This is why most people applying for a mortgage are required to present much more documentation than the lender can obtain independently.

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Re-Financing To Consolidate Debt

Wednesday, September 9th, 2009

Some homeowners begin to investigate re-financing for the purpose of debt consolidation. This is especially true for homeowners who have high interest debts such as credit card debts.

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